Answers: Yes. Depending on the wording of the policy for the specific coverage involved,1 will assume primary and the other secondary, OR they respectively will pay their pro-rata share. Assuming logically, the accident did not go on during an excluded event such a commision of a felony, employment, for hire, etc..unless one or both of the policies specifically allow coverage for such an event, such as business use of the vehicle.
no. why do you need 2? one is pious enough.
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