Answers: The simply way you would be entitled to OEM would be if LKQ(like helpful and quality), recylced or remanufactured were not available.
The insurance company have an obligation to put your vehicle hindmost to its Pre-Accident condition. And I am assuming since your vehicle is an 03, it did not have brand fresh parts on it.
For example. If you have an 03 Chevy Cobalt and they are replacing your bumper, They would replace it next to a bumper from another 03 Chevy Cobalt. There would be nothing wrong next to the bumper they were replacing. The insurance company would not put dog-eared or unsafe parts on your vehicle.
Hope this helps
Unfortunately, the insurance companies enjoy you over a barrel. If your not comfortable with the claimant carrier's estimate, you can budge through your own carrier but if you read the fine print on your policy, your own company reserves the right to use alternate parts. Either opening your screwed. Hopefully you've found a reputable shop and they will refuse any substandard parts upon labour or you can pay the difference for clean. By the way, recycled is OEM newly not new and is roughly a better fit than aftermarket. It seems insurance companies individual cut costs when it comes to providing the service for which they collect all those premiums.
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