Answers: Typically, insurance rates will vary from State to State and can even oscillate by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving narrative. SOme companies run credit scorees and MOST run a motor vehicel report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed chance involvement.
The best thing to do is give the name a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look contained by the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to relief you solve your insurance problems, and give you rate comparisons of several different companies.
An independent insurance agent will in general have a dozen different companies and if he cannot support you, he should be networked near other local agents that can. In my agency, we have several different companies that specialize within insuring drivers with smaller quantity than perfect driving history like yours.
Most of the replies on this site influence "go to this on-line holder or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user near a script to work from and you won't be able to settle with matching person every time you own a problem!
Good luck, drive RESPONSIBLY and I hope this helps
That to much try geico.
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