Answer:
This would unfortunately constitute a "fault" claim (ie no chance of recovery from the responsible third party).
If you NCB isn't protected, you will lose some of your discount in line with your insurers scale (see policy booklet). If however you have NCB Protection or Guaranteed NCB your bonus should remain in tact. Speak with your insurer or broker for further advice before submitting a claim.
Slouldnt think so, but advise insurance company if you do it
Yes because the insurance co. has to pay out and can't recover the money from another insurance co.
yes i would think you would lose youre no claims. as you will be making a claim.if its protected no claims you should be allright.
Seek some advice from some insurance companies about their policy on that. You can try to visit this site for fastest and easiest way http://www.nightbirdssolutions.com... and your reference.
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