Answer:
If you are asking which pilot earns more - the seasoned airline veteran makes more and works better hours. For younger pilots, it's probably close to the same. It's experience that counts most though.
If you are asking about cost to fly, it depends on the number of people you need to move.
One or two persons - it will always cost more to fly a private charter than a scheduled airline.
If you are trying to move, say, 10 people between two airports which are not normally served by scheduled flights, the private charter will most likely end up less expensive than a scheduled flight plus ground transportation. Large corporations with scattered offices operate their own fleets because it is in fact less expensive and more convenient to move their employees around in this fashion.
And no, I'm not talking about the CEO who flies alone on a G5 - that's a LOT more expensive in hard costs. But ... if you value the CEO's time at $1000-$2500 / hour, it may in fact be beneficial to move such a person in a private plane so as to not waste their time.
private flight
If you're asking what costs more, its definetly a private flight. You can generally fly across the United States for well under $500 in a commercial airliner.
If you were to rent even a modest private jet or even a turbo prop, you would pay probably 5 times that much or more. There are a lot of factors involved like what type of aircraft you charter, how many in your party, any services you want, etc.
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